All calculators Affordability

How much home can I afford?

A comfortable price range using the 28/36 guideline lenders use — and down payment assistance can stretch it further.

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Home price you could target
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Debt-to-income0%
Monthly housing budget$0
Principal & interest$0
Loan amount$0
Down payment$0
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Estimate only. Uses the 28/36 guideline (housing ≤ 28% of gross income, all debts ≤ 36%) and reserves about 24% of the budget for taxes and insurance. Programs like FHA can allow higher ratios. Kortney will confirm your exact numbers.